PT. Bank NISP Tbk. ( Lending/ Loan Div.)

http://indomonster.com/nispcredit_div

Bank NISP offers a number of loan products that can be tailored to suit customersâ € ™ specific needs and circumstances. Bank NISP loans can be classified according to how they are used and disbursed.
By use, Bank NISP loan products fall into the following categories:
Products & Services
â € ¢ Working Capital Loans
Working Capital Loans are aimed at providing solutions for the demands of businessâ € ” specifically, short-term, revolving or permanent working capital financing.
â € œ Revolvingâ € � loans are loans where the funds can be used again and again, meaning that a loan that has already been repaid or part paid can be taken out againâ € ” provided that it is still within the loan term and it does not exceed the agreed ceiling.
Besides this, Bank NISP can also open Bank Guarantees and L/ C to support export and import transactions.
â € ¢ Investment Loans
Investment Loans are aimed at financing the purchase/ procurement of fixed assets for businessâ € ” that is, equipment or facilities that are not used up within a single business cycle. This includes the purchase of machinery, production facilities or other productive fixed assets.
Investment Loans can be short, medium or long-term ( most are medium and long-term) . They are non-revolving, and are repaid in installments over an agreed term.
â € ¢ Home Ownesrhip Loan
Home Ownership Loan offers facilities such as; apply on-line, full approval, etc

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